Vehicle debt and safety (PPSR check)

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Consumer

When you buy a second-hand vehicle privately there is a risk that there could be money owing on it. As the new owner you could become liable for this debt.

The Personal Property Securities Register (PPSR) is a service that can tell you whether or not a vehicle is recorded as "encumbered"meaning there could be money owing on the vehicle or that the seller may not own the vehicle outright. It is advisable to do a PPSR check.

However, when you buy from a dealer, the dealer must guarantee title so you do not need a PPSR check.

You can also check if the vehicle has been listed on the 'Written Off Vehicle Register' when you do a PPSR check.

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