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If you need to take out a loan to buy a motor vehicle, it is a good idea to shop around to find the best deal that suits you.
Most motor vehicle dealers offer to arrange finance; however it may be cheaper to obtain your own finance from your bank or credit provider.
It is best not to over commit yourself financially. Consider a budget according to your means and only borrow what you can comfortably repay. Think about what would happen if you were to lose your job or if you were too sick to work.
You may wish to consider loan protection insurance.