Vehicle debt and safety (PPSR check)

This page is for: 
Consumer

When you buy a second-hand vehicle privately there is a risk that there could be money owing on it. As the new owner you could become liable for this debt.

The Personal Property Securities Register (PPSR) can show if vehicle is recorded as being "encumbered".  This means there could be money owing on the vehicle or the seller may not own the vehicle outright. It is advisable to do a PPSR check.

However, when you buy from a dealer, the dealer must guarantee title so you do not need a PPSR check.

You can also check if the vehicle has been listed on the 'Written Off Vehicle Register' when you do a PPSR check.

Share this page:

Last modified: