Debt collector

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Debt collector restrictions and conduct

Debt collection is a legitimate and necessary business activity that involves recovering payment from consumers for outstanding debts they are legally obliged to pay. A debt collector is a person who, on behalf of another person, collects or requests payment of debts. Debt collectors operating in...
Debt collector restrictions and conduct
26 Feb 2014

Repossessions

The National Credit Code precludes collectors and creditors from entering onto residential premises to take possession of mortgaged goods without Court approval or written consent from the occupier of the premises. In addition the Criminal Code states a person who, without lawful excuse, enters a...
Repossessions
26 Feb 2014

Making contact with a debtor

In Western Australia, the Fair Trading Act 2010 contains provisions that prohibit certain behaviour towards consumers. The joint ASIC-ACCC publication Debt Collection Guideline: for collectors and creditors outlines how the Fair Trading Act 2010 and other Commonwealth and Sate legislation applies...
Contact with debtors
26 Feb 2014

Applying for a debt collector's licence

The Debt Collectors Licensing Act 1964 sets out the licensing requirements for debt collectors operating in Western Australia and their duty to handle trust funds responsibly. Who needs a licence? Anyone who carries on the business of, exercises the functions of or in any way holds themselves out...
Becoming a debt collector
26 Feb 2014

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