A note on copyright

Throughout this guide, various websites have been referred to for additional information, forms and policies.  In most cases this information will be protected by copyright and may not be reproduced without permission of the copyright owner. The website will usually state if more copies can be made and distributed.  If in doubt contact the organisation concerned and ask for permission to use the material.

This guide has been provided free of charge and Consumer Protection permits its reproduction.

Copyright is covered in more detail in Copyright if you would like to read more now.